Category Archives: Budgeting Money

Prioritizing the Family Budget

Often times, the family budget is a source of conflict. Most of the time, the major earner makes the final financial decision, which isn’t always a welcome deal for the rest. Since money is such an intrinsic part of family life, families need to achieve accord in this aspect. There is a four-step cycle in budgeting the family money to maintain peace and harmony. Set your priorities. Priorities are different from goals. They are aspects in your family’s life that you, as a family, want to set […]

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Plan In Advance With These Financial Tips

Personal finance is as much about how to spend money as it is about how to save and invest money. These tips are intended to teach you a little about each. If you just implement a couple of these tips you are sure to be on a much better road to securing your future. People who have successfully managed to pay off their bills and put away a considerable amount of money into their savings accounts all agree, if your goal is to take charge of your […]

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6 Ways Patience Helps You Save Money

Patience is a virtue.  It takes some character to exhibit such levels of moral excellence, but did you know that by doing so, you could save money at the same time?  Read on to find out how you can economize by emanating the virtue of patience.   Have the patience to walk instead of drive.  It saves you gas, parking and the stresses of driving.  Walking improves your health and well being while saving gas money. Be patient: compare before you buy.  From personal clothing to health club […]

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What Happened to My Paycheck?

The typical scenario is that you get your paycheck. After you recover from the shock at how little is left after taxes, you proceed to divvy it up among all your outstanding bills, intending to put whatever is left over into your savings. But there never seems to be anything left over and your savings dont grow. A better plan would be to pay yourself first. Dont let the money get into your hands. You might find that you actually begin to grow your savings much quicker […]

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One of The Best Ways of Saving Money is to Start With A Budget

There is so much information on personal finance available to you today, sometimes it is hard to wrap your head around it all and actually have a place to start.  This can be very discouraging to some people, especially if you feel you are in over your head. We are going to fix that.  The best place to start organizing and taking control of your money is a budget.  So here is why you should start with a budget; The top 7 reasons you should have a […]

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